Chargebacks are not part of the on-chain story

When checkout is tied to crypto settlement, customer funds move into USDC on Polygon. On-chain transfers do not behave like card-network chargebacks: once a transaction confirms, it is final and irreversible by design.

You are not exposed to the same reversal mechanics that dominate traditional high-risk processing. Refunds and support stay under your policies—without issuer pullbacks.