Accept cards the traditional way or settle instantly in USDC — we find the right solution for your business.
Two rails. One partner. Honest timelines.
Built for high-risk merchants who have been turned away everywhere else
We match your business with the right processing solution
We place qualified merchants with our network of high-risk acquiring banks. Full Visa, Mastercard, Amex support with competitive rates and fast approvals.
For merchants who can't get traditional approval, accept card payments and settle instantly in USDC to your Polygon wallet. No chargebacks, no rolling reserves, no waiting.
POST /api/checkout{ "amount": 99.00, "currency": "USD", "merchant_id": "pv_live_...", "webhook": "/hooks"}→ 200 checkout_urlWooCommerce plugin installs in minutes. Shopify and custom API coming soon. One Merchant ID, no crypto knowledge required.
Choose the settlement method that works for your business
Bank deposit
$4,128.40
ACH · Settled
Today's Volume
$8,421.00
+$2,180.00 vs yesterday
USDC Settled
3 min ago
+$249.99
Pending
Just now
$89.00
Traditional processors reject high-risk merchants or bury them in fees and reserves. PayVantage gives you options — traditional card processing through our banking network, or instant USDC settlement with zero chargebacks. Either way, you get a dedicated partner who understands your industry.
Get started freeMultiple Processing Options
Traditional card processing or USDC settlement. We match you with the right solution.
Fast Approvals
Traditional accounts approved in 1–2 weeks. USDC accounts go live same day.
WooCommerce & Shopify
WooCommerce is live today. Shopify is on the roadmap — same simple setup philosophy.
Real-time Dashboard
Track volume, settlements, and transaction health from one place.
We specialize in industries other processors won't touch — and we give you real options, not one-size-fits-all.
Peptides, supplements, nutraceuticals, and more. We know your industry and we know how to get you approved.
Settle to your bank account through traditional processing, or to your crypto wallet via USDC. You choose.
Traditional accounts approved in 48–72 hours. USDC accounts go live the same day. No month-long waiting games.
We focus on what the product does today for high-risk merchants—not inflated volume claims.
Two clear tracks—no monthly minimums, equipment fees, or setup charges called out here. If you are unsure which applies, book a short call and we will point you in the right direction.
Peptides, supplements, nutraceuticals
7%
per transaction — flat percentage only
Instant USDC settlement
No monthly fees. No setup costs. No per-transaction dollar add-on: just the flat percentage. Designed for categories that struggle to get fair treatment elsewhere.
Common fits:
Rate tailored to your business
Custom
— based on volume and industry
No monthly fees and no setup costs. We align pricing with your industry and processing volume after a short conversation—no hidden minimums or equipment fees on this page.
Common fits:
Everything you need to know about PayVantage.
Still have questions?
Get in touch