About PayVantage

What we do

PayVantage matches high-risk merchants — peptides, dietary supplements, nutraceuticals, research-use-only compounds, and adjacent verticals — with processing solutions that fit how their businesses actually operate. We offer two rails: a traditional card-acquiring path through our banking partners, and an instant USDC settlement path for merchants who want liquidity without chargeback exposure.

Who we are

PayVantage is operated by Vantage Capital Insights LLC, an independent payment-processing brokerage based in Atlanta, Georgia. The company was founded by Harrison Wayner with a focus on getting straight, honest answers to merchants in categories where most processors will not even pick up the phone.

Our partners

We are not the acquirer or the merchant of record. We work directly with vetted processing partners and pass merchants through to the partner that best fits their volume, average ticket, and risk profile:

• Tycoon Payments — primary card-acquiring partner for traditional credit and debit processing.
• Card2Crypto — stablecoin settlement partner for the USDC rail, with payouts on Polygon and Base.
• Additional banking and underwriting partners introduced based on merchant category and volume.

How we are different

• Direct communication — you talk to the same person from intro through go-live, not a chain of reps.
• Honest rates discussed on a short call, not buried in a 40-page contract.
• Two rails — pick the one that fits, or run both in parallel.
• Specialized in verticals the big processors avoid.

Get in touch

Have a question about which rail fits your business? Contact us or book a demo.